Total and Permanent Disability Insurance
What would happen if you were no longer able to work?
Total and Permanent Disability (TPD) insurance provides financial protection if you are unable to work due to a total and permanent disablement. The right TPD insurance policy can provide a large, lump sum payment that allows you to access medical care, make home modifications, pay down debt, and continue to provide for your family.
TPD insurance ensures that individuals and families are financially supported in the face of a lifealtering disability. The payout can be used to cover costs related to the disability while maintaining your quality of life in the absence of your regular income.
If your work relies heavily on your physical or mental ability, TPD cover is worth consideration as it offers a safety net should an unexpected disability occur. While definitions and coverage vary from provider to provider, we can help you find the perfect TPD cover to best suit your needs.
What can an Insurance Advisor do for you?
We believe protecting your health and earnings potential is one of the most important things you can do for yourself and your loved ones – it is definitely worth it. But we know it can be complicated and scary. There are dozens of options to choose from, each with a handful of documents to comb through. Jargon is confusing, salespeople are pushy, and the whole process takes you away from the things you’d rather be doing.
That’s where an independent insurance advisor comes in. We take the hassle of finding your perfect fit insurance plan out of your hands. Our job is to deliver you tailored insurance advice, saving you time and doing the hard work for you. We provide solutions that give you a sense of security and peace of mind.
An insurance advisor does not to sell you insurance. So what do they do?
We believe protecting your health and earnings potential is one of the most important things you can do for yourself and your loved ones – it is definitely worth it. But we know it can be complicated and scary. There are dozens of options to choose from, each with a handful of documents to comb through. Jargon is confusing, salespeople are pushy, and the whole process takes you away from the things you’d rather be doing.